Human Verified Ownership for RWAs - Humanity Protocol and Mastercard Use Case

Human-Verified Ownership for Real-World Assets

Human Verified Ownership for RWAs - Humanity Protocol and Mastercard Use Case

Human-Verified Ownership for Real-World Assets

Human Verified Ownership for RWAs - Humanity Protocol and Mastercard Use Case

Human-Verified Ownership for Real-World Assets

The Problem

People own land, homes, vehicles, or art, but proving it is slow, paper-heavy, and tough to reuse across banks, marketplaces, or Web3 apps.


The Solution

Link a person’s Human ID to a tokenized representation of their asset, then use that private credential anywhere it’s needed.

In partnership with Mastercard, Humanity Protocol lets owners receive cryptographic, privacy-preserving credentials that attest to specific assets (e.g., "owns Plot 17", "holds VIN 1234", "authentic artwork"). These credentials live with the user, not in a filing cabinet, and can be shown to lenders, marketplaces, or service providers, instantly and securely, across Web2 and Web3.

How It Works

  1. Verify once
    The owner completes a quick palm scan to receive a Proof of Humanity credential (unique, living person).

  2. Create the ownership proof
    With the owner’s permission, Mastercard’s Open Banking rails validate asset/ownership data and issue a verifiable ownership credential linked to the Human ID.

  3. Use it anywhere
    When applying for a loan, listing an item, or accessing services, the owner presents the credential. The counterparty sees cryptographic proof of ownership, not private documents.

  4. Stay private, stay in control
    The credential is stored securely and shared selectively. It confirms the fact ("owns this asset") without exposing full records and can be reused across banks, RWA platforms, and on-chain apps.

Benefits & Results

  • Paperwork to proof, in seconds - verify ownership without hunting down files or waiting on middlemen.

  • Access to finance - unlock loans and services backed by verifiable, human-linked assets.

  • Portable across Web2 & Web3 - the same credential works for banks, marketplaces, and on-chain apps.

  • Safer transactions - cryptographic proofs reduce fraud and disputes.

  • Global scale - from microloans secured by land to property-rights verification, owners can turn static assets into active leverage.

For Enterprises

Looking to implement secure, privacy-preserving identity verification for your organization? Our enterprise solutions can help you eliminate fraud and build customer trust.

Partner with Us

For Developers

Ready to integrate Humanity Protocol into your applications? Our developer tools make it easy to add human verification with just a few lines of code.

Build with Us

For Enterprises

Looking to implement secure, privacy-preserving identity verification for your organization? Our enterprise solutions can help you eliminate fraud and build customer trust.

Partner with Us

For Developers

Ready to integrate Humanity Protocol into your applications? Our developer tools make it easy to add human verification with just a few lines of code.

Build with Us

For Enterprises

Looking to implement secure, privacy-preserving identity verification for your organization? Our enterprise solutions can help you eliminate fraud and build customer trust.

Partner with Us

For Developers

Ready to integrate Humanity Protocol into your applications? Our developer tools make it easy to add human verification with just a few lines of code.

Build with Us

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