Mastercard x Humanity Protocol

Empowering humanity to transact with trust.

*Only available in the US for now. More regions to follow.

One ID, endless access

Reuse your verified identity to interact with apps, banks, and protocols privately and securely.

One ID, endless access

Reuse your verified identity to interact with apps, banks, and protocols privately and securely.

One ID, endless access

Reuse your verified identity to interact with apps, banks, and protocols privately and securely.

Selective disclosure

Prove what’s needed and nothing more.

Selective disclosure

Prove what’s needed and nothing more.

Selective disclosure

Prove what’s needed and nothing more.

Powered by zero-knowledge cryptography

Every claim is verified cryptographically without exposing personal data.

Powered by zero-knowledge cryptography

Every claim is verified cryptographically without exposing personal data.

Powered by zero-knowledge cryptography

Every claim is verified cryptographically without exposing personal data.

Compliant, private, future-proof

Built to meet global standards while giving users complete control over what they share.

Compliant, private, future-proof

Built to meet global standards while giving users complete control over what they share.

Compliant, private, future-proof

Built to meet global standards while giving users complete control over what they share.

Mastercard x Humanity

What is Mastercard x Humanity?

Mastercard x Humanity connects Mastercard’s open finance technology with Humanity Protocol’s on-chain trust verification platform. Rolling out first in the United States, the integration allows users to verify personal data, such as income, assets, and financial credentials instantly without sharing or storing sensitive data.

With Human IDs, users can carry their verified identity and financial credentials across banks, blockchains, and DeFi platforms, unlocking credit, loans, and real-world financial services securely and compliantly.

What can Mastercard x Humanity be used for?

Faster Credit and Loan Approvals

Provide lenders with cryptographic proof of eligibility, reducing processing time and fraud risk.

Faster Credit and Loan Approvals

Provide lenders with cryptographic proof of eligibility, reducing processing time and fraud risk.

Faster Credit and Loan Approvals

Provide lenders with cryptographic proof of eligibility, reducing processing time and fraud risk.

Real-World Asset Access

Seamlessly verify investor credentials to unlock participation in tokenized real-world asset markets.

Real-World Asset Access

Seamlessly verify investor credentials to unlock participation in tokenized real-world asset markets.

Real-World Asset Access

Seamlessly verify investor credentials to unlock participation in tokenized real-world asset markets.

Embedded Finance in Neobanks

Enable privacy-preserving KYC for users accessing lending, insurance, or yield products in digital banks.

Embedded Finance in Neobanks

Enable privacy-preserving KYC for users accessing lending, insurance, or yield products in digital banks.

Embedded Finance in Neobanks

Enable privacy-preserving KYC for users accessing lending, insurance, or yield products in digital banks.

Cross-Platform Identity Portability

Carry verified identity and financial credentials across other chains and traditional systems.

Cross-Platform Identity Portability

Carry verified identity and financial credentials across other chains and traditional systems.

Cross-Platform Identity Portability

Carry verified identity and financial credentials across other chains and traditional systems.

Selective Disclosure for Compliance

Prove necessary financial attributes (e.g., “I meet collateral requirements”) without revealing raw data.

Selective Disclosure for Compliance

Prove necessary financial attributes (e.g., “I meet collateral requirements”) without revealing raw data.

Selective Disclosure for Compliance

Prove necessary financial attributes (e.g., “I meet collateral requirements”) without revealing raw data.

Trusted DeFi Onboarding

Reduce risk for DeFi protocols by verifying user eligibility while keeping user data off-chain.

Trusted DeFi Onboarding

Reduce risk for DeFi protocols by verifying user eligibility while keeping user data off-chain.

Trusted DeFi Onboarding

Reduce risk for DeFi protocols by verifying user eligibility while keeping user data off-chain.

Frictionless Open Finance Access

Get a single, reusable Human ID to interact securely with both Web2 and Web3 financial services.

Frictionless Open Finance Access

Get a single, reusable Human ID to interact securely with both Web2 and Web3 financial services.

Frictionless Open Finance Access

Get a single, reusable Human ID to interact securely with both Web2 and Web3 financial services.

How It Works

Step 1

Log into your Humanity dashboard and connect to the bank accounts you’d like to include.

Step 2

Log into these accounts, following the onscreen instructions to ensure they’re connected securely.

Step 3

Once your accounts are connected, you’ll be able to see which tier your assets fall under.

Some services are locked for those with over $10,000 and $1M in verifiable funds across all connected accounts.

*Only available in the US for now. More regions to follow.

$H token

A token that’s changing the future of the internet

$H is the gateway to a world where trust is programmable, identity is portable, and every human can participate on equal terms.

Powering Trust Economy

What is $H?

Fuelling an internet of trust

When you perform any action on Humanity Protocol, there are numerous operations firing off globally to ensure that your activities are secure, untampered, and legitimate. These operations are rewarded in $H.

Fuelling an internet of trust

When you perform any action on Humanity Protocol, there are numerous operations firing off globally to ensure that your activities are secure, untampered, and legitimate. These operations are rewarded in $H.

Fuelling an internet of trust

When you perform any action on Humanity Protocol, there are numerous operations firing off globally to ensure that your activities are secure, untampered, and legitimate. These operations are rewarded in $H.

Upholding integrity

It rewards the decentralized network of validators who uphold the system’s integrity, and it gives developers the fuel they need to build human-first applications on the chain.

Upholding integrity

It rewards the decentralized network of validators who uphold the system’s integrity, and it gives developers the fuel they need to build human-first applications on the chain.

Upholding integrity

It rewards the decentralized network of validators who uphold the system’s integrity, and it gives developers the fuel they need to build human-first applications on the chain.

This is programmable trust at scale and $H is the incentive powering it.

Mastercard x Humanity use cases