Mastercard x Humanity
Empowering humanity to transact with trust.
*Only available in the US for now. More regions to follow.
One ID, endless access
Reuse your verified identity to interact with apps, banks, and protocols privately and securely.
Selective disclosure
Prove what’s needed and nothing more.
Powered by zero-knowledge cryptography
Every claim is verified cryptographically without exposing personal data.
Compliant, private, future-proof
Built to meet global standards while giving users complete control over what they share.
Mastercard x Humanity
What is Mastercard x Humanity?
Mastercard x Humanity connects Mastercard’s open finance technology with Humanity Protocol’s on-chain trust verification platform. Rolling out first in the United States, the integration allows users to verify personal data, such as income, assets, and financial credentials instantly without sharing or storing sensitive data.
With Human IDs, users can carry their verified identity and financial credentials across banks, blockchains, and DeFi platforms, unlocking credit, loans, and real-world financial services securely and compliantly.
What can Mastercard x Humanity be used for?
Faster Credit and Loan Approvals
Provide lenders with cryptographic proof of eligibility, reducing processing time and fraud risk.
Real-World Asset Access
Seamlessly verify investor credentials to unlock participation in tokenized real-world asset markets.
Embedded Finance in Neobanks
Enable privacy-preserving KYC for users accessing lending, insurance, or yield products in digital banks.
Cross-Platform Identity Portability
Carry verified identity and financial credentials across other chains and traditional systems.
Selective Disclosure for Compliance
Prove necessary financial attributes (e.g., “I meet collateral requirements”) without revealing raw data.
Trusted DeFi Onboarding
Reduce risk for DeFi protocols by verifying user eligibility while keeping user data off-chain.
Frictionless Open Finance Access
Get a single, reusable Human ID to interact securely with both Web2 and Web3 financial services.
How It Works
Step 1
Log into your Humanity dashboard and connect to the bank accounts you’d like to include.
Step 2
Log into these accounts, following the onscreen instructions to ensure they’re connected securely.
Step 3
Once your accounts are connected, you’ll be able to see which tier your assets fall under.
Some services are locked for those with over $10,000 and $1M in verifiable funds across all connected accounts.
*Only available in the US for now. More regions to follow.
$H token
A token that’s changing the future of the internet
$H is the gateway to a world where trust is programmable, identity is portable, and every human can participate on equal terms.
Powering Trust Economy
What is $H?
Fuelling an internet of trust
When you perform any action on Humanity Protocol, there are numerous operations firing off globally to ensure that your activities are secure, untampered, and legitimate. These operations are rewarded in $H.
Upholding integrity
It rewards the decentralized network of validators who uphold the system’s integrity, and it gives developers the fuel they need to build human-first applications on the chain.
This is programmable trust at scale and $H is the incentive powering it.
Mastercard x Humanity use cases
Portable, Privacy-First KYC
Humanity Protocol × Mastercard make KYC portable: one palm-scan, zero-knowledge credentials you can reuse across banks, exchanges, and DeFi, without re-uploading docs.
[development]
Financial Access for Everyone, Everywhere
Humanity Protocol × Mastercard bring portable, privacy-first identity to finance: meet requirements, skip paperwork, and access services across borders.
[development]
Private, Programmable Loyalty
Humanity Protocol × Mastercard deliver private, programmable loyalty: Human ID unlocks perks without accounts or sharing spend data.
[development]
Private Income Proof for Fair Credit
Humanity Protocol × Mastercard enable zero-knowledge income proofs: instant, private credit checks without sharing payslips or bank statements.
[development]