Portable, Privacy-First KYC - Humanity Protocol and Mastercard Use Case

Portable, Privacy-First KYC

Portable, Privacy-First KYC - Humanity Protocol and Mastercard Use Case

Portable, Privacy-First KYC

Portable, Privacy-First KYC - Humanity Protocol and Mastercard Use Case

Portable, Privacy-First KYC

The Problem

Every time you try a new financial app, exchange, or wallet, you’re asked to prove your identity all over again - upload documents, take selfies, wait for manual reviews.

It’s slow, repetitive, and exposes sensitive data to multiple databases that can be breached.

The Solution

Make KYC portable, reusable, and instant.

With a quick Proof of Humanity, you confirm you’re a unique living person. Then with your consent Mastercard’s permissioned Open Banking rails validate the minimum information a provider needs and convert it into zero-knowledge KYC credentials tied to your Human ID.

Banks, exchanges, DeFi platforms, and fintech apps can accept the same cryptographic proof, without the need for repeated document uploads, or multiple data silos.

How It Works

  1. Verify once
    Complete a quick palm scan to receive a Proof of Humanity credential (user-owned; no central biometric vault).

  2. Generate KYC credentials (with consent)
    Through Mastercard’s Open Banking rails, the checks a provider typically requires are validated and turned into privacy-preserving proofs, such as:

    • "KYC status: valid" (document verification completed)

    • "Sanctions/PEP screen: clear"

    • "Residency verified"

    • "18+"

  3. Use everywhere
    When you sign up for a bank, exchange, wallet, or DeFi app, they request the credential and get a real-time yes/no plus expiry, not your files, photos, or account statements.

  4. Refresh and revoke
    You can renew proofs as needed, or revoke sharing. You stay in control of your data while providers keep compliance simple.

Benefits & Results

  1. One check, many doors - onboard across banks, exchanges, and DeFi without starting from scratch.

  2. Zero-knowledge privacy - providers see eligibility signals, not your documents or balances.

  3. Faster approvals - decisions in seconds replace days of manual review.

  4. Lower risk for everyone - fewer copies of sensitive data mean fewer breach points.

  5. Consistent compliance - the same trusted rails and credentials satisfy KYC across platforms and jurisdictions.

For Enterprises

Looking to implement secure, privacy-preserving identity verification for your organization? Our enterprise solutions can help you eliminate fraud and build customer trust.

Partner with Us

For Developers

Ready to integrate Humanity Protocol into your applications? Our developer tools make it easy to add human verification with just a few lines of code.

Build with Us

For Enterprises

Looking to implement secure, privacy-preserving identity verification for your organization? Our enterprise solutions can help you eliminate fraud and build customer trust.

Partner with Us

For Developers

Ready to integrate Humanity Protocol into your applications? Our developer tools make it easy to add human verification with just a few lines of code.

Build with Us

For Enterprises

Looking to implement secure, privacy-preserving identity verification for your organization? Our enterprise solutions can help you eliminate fraud and build customer trust.

Partner with Us

For Developers

Ready to integrate Humanity Protocol into your applications? Our developer tools make it easy to add human verification with just a few lines of code.

Build with Us

Humans

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Enterprises

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Mastercard Partners with Humanity Protocol to Bring Personal Finance to Human IDs

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Humanity integrates with Mastercard

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Humanity integrates with Mastercard

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