
Mastercard x Humanity Protocol
Mastercard x Humanity Protocol
Mastercard x Humanity Protocol
Empowering humanity to transact with trust.
Empowering humanity to transact with trust.
*Only available in the US for now. More regions to follow.




One ID, endless access
One ID, endless access
One ID, endless access
Reuse your verified identity to interact with apps, banks, and protocols privately and securely.
Reuse your verified identity to interact with apps, banks, and protocols privately and securely.
Reuse your verified identity to interact with apps, banks, and protocols privately and securely.
Selective disclosure
Selective disclosure
Selective disclosure
Prove what’s needed and nothing more.
Prove what’s needed and nothing more.
Prove what’s needed and nothing more.
Powered by zero-knowledge cryptography
Powered by zero-knowledge cryptography
Powered by zero-knowledge cryptography
Every claim is verified cryptographically without exposing personal data.
Every claim is verified cryptographically without exposing personal data.
Secure your Human ID with a simple palm print - no extra hassle.
Compliant, private, future-proof
Compliant, private, future-proof
Compliant, private, future-proof
Built to meet global standards while giving users complete control over what they share.
Built to meet global standards while giving users complete control over what they share.
Built to meet global standards while giving users complete control over what they share.


[Mastercard x Humanity]
[Mastercard x Humanity]
What is Mastercard x Humanity?
What is Mastercard x Humanity?
What is Mastercard x Humanity?
Mastercard x Humanity connects Mastercard’s open finance technology with Humanity Protocol’s on-chain trust verification platform. Rolling out first in the United States, the integration allows users to verify personal data, such as income, assets, and financial credentials instantly without sharing or storing sensitive data.
With Human IDs, users can carry their verified identity and financial credentials across banks, blockchains, and DeFi platforms, unlocking credit, loans, and real-world financial services securely and compliantly.
What can Mastercard x Humanity be used for?
What can Mastercard x Humanity be used for?
Faster Credit and Loan Approvals
Faster Credit and Loan Approvals
Provide lenders with cryptographic proof of eligibility, reducing processing time and fraud risk.
Provide lenders with cryptographic proof of eligibility, reducing processing time and fraud risk.
Real-World Asset Access
Real-World Asset Access
Seamlessly verify investor credentials to unlock participation in tokenized real-world asset markets.
Seamlessly verify investor credentials to unlock participation in tokenized real-world asset markets.
Embedded Finance in Neobanks
Embedded Finance in Neobanks
Enable privacy-preserving KYC for users accessing lending, insurance, or yield products in digital banks.
Enable privacy-preserving KYC for users accessing lending, insurance, or yield products in digital banks.
Cross-Platform Identity Portability
Cross-Platform Identity Portability
Carry verified identity and financial credentials across other chains and traditional systems.
Carry verified identity and financial credentials across other chains and traditional systems.
Selective Disclosure for Compliance
Selective Disclosure for Compliance
Prove necessary financial attributes (e.g., “I meet collateral requirements”) without revealing raw data.
Prove necessary financial attributes (e.g., “I meet collateral requirements”) without revealing raw data.
Trusted DeFi Onboarding
Trusted DeFi Onboarding
Reduce risk for DeFi protocols by verifying user eligibility while keeping user data off-chain.
Reduce risk for DeFi protocols by verifying user eligibility while keeping user data off-chain.
Frictionless Open Finance Access
Frictionless Open Finance Access
Get a single, reusable Human ID to interact securely with both Web2 and Web3 financial services.
Get a single, reusable Human ID to interact securely with both Web2 and Web3 financial services.
How It Works
How It Works
How It Works

1
1
Step 1
Log into your Humanity dashboard and connect to the bank accounts you’d like to include.
2
2
Step 2
Step 2
Log into these accounts, following the onscreen instructions to ensure they’re connected securely.
Log into these accounts, following the onscreen instructions to ensure they’re connected securely.
3
3
Step 3
Once your accounts are connected, you’ll be able to see which tier your assets fall under.
Once your accounts are connected, you’ll be able to see which tier your assets fall under.
Some services are locked for those with over $10,000 and $1M in verifiable funds across all connected accounts.
*Only available in the US for now. More regions to follow.
[$H Token]
A token that’s changing
the future of the internet
A token that’s changing
the future of the internet
A token that’s changing
the future of the internet

$H is the gateway to a world where trust is programmable, identity is portable, and every human can participate on equal terms.
[Powering Trust Economy]
[Powering Trust Economy]
[Powering Trust Economy]
What is $H?
Fuelling an internet of trust
Fuelling an internet of trust
Fuelling an internet of trust
When you perform any action on Humanity Protocol, there are numerous operations firing off globally to ensure that your activities are secure, untampered, and legitimate. These operations are rewarded in $H.
When you perform any action on Humanity Protocol, there are numerous operations firing off globally to ensure that your activities are secure, untampered, and legitimate. These operations are rewarded in $H.
Upholding integrity
Upholding integrity
Upholding integrity
It rewards the decentralized network of validators who uphold the system’s integrity, and it gives developers the fuel they need to build human-first applications on the chain.
It rewards the decentralized network of validators who uphold the system’s integrity, and it gives developers the fuel they need to build human-first applications on the chain.
This is programmable trust at scale and $H is the incentive powering it.
This is programmable trust at scale and $H is the incentive powering it.
Mastercard x Humanity Use Cases
Mastercard x Humanity Use Cases
Mastercard x Humanity Use Cases

Portable, Privacy-First KYC
Humanity Protocol × Mastercard make KYC portable: one palm-scan, zero-knowledge credentials you can reuse across banks, exchanges, and DeFi, without re-uploading docs.
[development]

Financial Access for Everyone, Everywhere
Humanity Protocol × Mastercard bring portable, privacy-first identity to finance: meet requirements, skip paperwork, and access services across borders.
[development]

Private, Programmable Loyalty
Humanity Protocol × Mastercard deliver private, programmable loyalty: Human ID unlocks perks without accounts or sharing spend data.
[development]

Private Income Proof for Fair Credit
Humanity Protocol × Mastercard enable zero-knowledge income proofs: instant, private credit checks without sharing payslips or bank statements.
[development]

Human-Verified Ownership for Real-World Assets
Humanity Protocol × Mastercard link Human IDs to tokenized assets so owners can prove—and leverage—property privately, without paperwork or delays.
[development]

Portable, Privacy-First KYC
Humanity Protocol × Mastercard make KYC portable: one palm-scan, zero-knowledge credentials you can reuse across banks, exchanges, and DeFi, without re-uploading docs.
[development]

Financial Access for Everyone, Everywhere
Humanity Protocol × Mastercard bring portable, privacy-first identity to finance: meet requirements, skip paperwork, and access services across borders.
[development]

Private, Programmable Loyalty
Humanity Protocol × Mastercard deliver private, programmable loyalty: Human ID unlocks perks without accounts or sharing spend data.
[development]

Private Income Proof for Fair Credit
Humanity Protocol × Mastercard enable zero-knowledge income proofs: instant, private credit checks without sharing payslips or bank statements.
[development]
